Financial Aid Bldg

Financial Aid



Loan Information

Loan Programs

The Federal Direct Loan assists students from both low- and middle-income families. Students must meet the minimum eligibility requirements, which includes enrollment in at least six units at the college. Students who demonstrate need for a portion or all of the annual limit will receive a subsidized loan from the federal government, where no interest is due to for the period of time in which the student is eligible for an in-school deferment and for the duration of any grace period.

Students who do not demonstrate need for part or all of the annual borrowing limit may still receive an unsubsidized loan and pay their own interest during the time they are in-school.

The Federal Direct PLUS loan is available to parents of dependent students wishing to borrow on behalf of their dependent in order to meet the cost of attendance.

Disbursement will be made to the parent. The annual borrowing limit is the difference between the cost of attendance and the estimated financial assistance.

For more information visit the Studentloans.gov website.

If you have questions, please see the Staff Directory

Attention Direct Loan Borrowers

You are NOT required to accept any student loans.

If you wish to borrow and are offered both a Subsidized and Unsubsidized Direct Loan you MUST accept the Subsidized Loan first.

 

Step 1: To indicate your choice, select Accept or Decline next to each loan Offered and click on Submit Decision. If you wish to accept less than the Offered amount contact the Financial Aid Office.

 

Step 2: After accepting a loan you must immediately complete a Direct Loan Entrance Interview and Master Promissory Note at studentloans.gov and we will be notified that you have satisfied these requirements. If you have received a Subsidized and/or Unsubsidized Direct Loan at Foothill or De Anza in a prior year, you do not need to complete the Direct Loan Entrance Interview again and the requirement will be automatically satisfied.

 

  • BOTH Entrance Interview and Master Promissory Note must be completed prior to disbursement. You can check the status of both requirements on the Student Requirements tab.
  • Students who are first time borrowers, there will be a 30-day delay on  the disbursement of your loans.

 If you have questions, please see the Staff Directory

To get started on your Exit Counseling Session, you should have the following information ready for each of your student loans: Address and Telephone number of nearest relative (next of kin) and two other References; Name, Address, and Telephone Number of Employer (if employed).

 

Go to Studentloans.gov - proceed to Complete Counseling.  Follow the link to NSLDS to complete the Exit Counseling Session.

 

You will work your way through the sections to read and answer questions. At the end, you will need to enter your reference and employer information.  We will see your completed form online as well as the date and time you completed it.  You can print the last page if you like for your own records.  Completing your Exit Interview online will meet your obligation and allow us to remove a hold on your registration and transcripts within five days, if there is one.

 

If you have questions, please see the Staff Directory



Financial Aid
Building:
Baldwin Winery
Contact:
FinancialAid@deanza.edu
Phone:
408.864.8718
Fax: 408.864.5658

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Last Updated: 2/26/15